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Pivotal father-son discussions in a home study catalyzed Crois’s academic evolution. While peers wandered academically, they conducted business war games. "My father emphasized that beyond communication and commercial instincts, success requires core technical expertise. For me, actuarial science became that keystone," he reflected. This transformed his math competition trophies into stepping stones toward actuarial certifications.
His academic trajectory consistently orbited "Mathematics+": childhood awards, 6-hour weekly STEM training in middle school, and IB TOK papers blending mathematical models with economic theory. His investigation of "How accurately do models reflect reality?" foreshadowed his business pivot.
Choosing actuarial science merged passion with pragmatism. "Financial products fuse technical models and human communication. Actuarial science preserves my STEM edge while accessing high-value finance," he explained. His Hong Kong University selection over Bayes Business School (higher-ranked in actuarial studies) demonstrated strategic foresight: "For career transitions like investment banking, HKU’s reputation and curriculum better align with long-term goals."